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North Dakota Department of Insurance Encourages These Four Saving Methods

A common question asked by drivers who need insurance is, “what can I do to get the lowest rates possible?” We made our way to the North Dakota Department of Insurance and here’s some of the tips provided for drivers wanting to pay the least for auto insurance in North Dakota.

1. Shop around.

Insurance rates are generally based upon your driving experience. It is truly beneficial to shop your insurance with multiple companies to get the best rate. The Department of Insurance in North Dakota also expressed that it’s good to start by finding an agent that you can trust. Here’s a list of independent agents in North Dakota ready to service your insurance needs.

2. Improve your credit.

North Dakota is one state that currently allows insurance companies to take credit score into consideration. Some states have discussed doing away with this rating factor. However, improving your credit score will also help bring a lower insurance cost.

3. Adjusting Coverage

Adjusting your insurance coverage is something you may want to consider as many pay for too much coverage. If you have an older car you may not need the collision and comprehensive coverage. You may also want to elect to have a higher deductible. This will also help lower your rates.

4. Drive Defensively

You want to prevent the possibility of having a car accident or insurance claim if at all possible. According to the Department of Insurance in North Dakota, voluntarily attending an approved course in defensive driving will make you eligible for an auto insurance discount.

If you would like to compare quotes between multiple agents in North Dakota, enter your zip and select the


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