When shopping for personal insurance coverage, most if not all independent insurance agencies will not charge any fees. You may wonder if Independent Agents can provide the same discounts as you would recieve when working directly with an Insurance Carrier. Most insurance carriers have discount programs such as the good driver, good student, multi-car and multi-policy discount. In addition to these many carriers have unique discounts as well, Occupations, associations, credit union, etc, and yes, most Independent Agencies will have access to all those. What an Independent Insurance Agent will do is discuss your needs and information then shop amongst multiple carriers, finding the best combination of coverage, discounts and ultimate rate for you. You get the best of both worlds, Choice of great strong carriers, and personal service from a local agent.

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