Zip Code:
Type:

  

    Let’s Continue Improving Our Teen Driving Education and Responsibility

    Posted by Cole J on Monday, April 12, 2010 · Leave a Comment 

    One of the Biggest Distractions Today

    We all understand there’s a risk to putting our Teen behind the wheel. I believe there’s always room for improvement with the implementation of more Driving programs and courses as well as setting certain in-home solutions to help build more responsibility for our Younger Drivers.

    Heres one way to help your Teenager become a more responsible young driver. I know one Mother who had 3 teenagers all driving at the same time yet never had to experience a claim during the time they were living at home. She made all three begin saving up for their deductible well before they were old enough to drive. She told them they could have thier Driving priveledges once the full deductible was saved and deposited into her account. Not a bad tactic to use. Once the kids get their own policy they are refunded the deductible. This deposit could also be used to pay for violation fees but the child wouldn’t be able to Drive until the full deductible was back in the account.

    Some states have implemented some great Drivers Education programs for Teens.
    Other states have adjusted age requirements as well as other laws regarding Teens and driving which has had an impact on these statistics.

    We decided to take a closer look at the number of fatal accidents in which a Young driver was involved.
    These statistics do not include serious injuries or other non-injury auto accidents, only accidents where a fatality
    occured. Where you live determines your rate for many reasons and provided below is one way Insurers may
    determine your rates with a young Driver on the Policy.

    After reviewing all US states, we’ve determined which states have the highest risk of Young drivers
    involved in fatal auto accidents and which state had the lowest risk of fatal accidents where a Young
    Driver was involved. These information used is from recorded crash statistics and 2006 population data.

    Oklahoma was found to have the highest percentage of fatal accidents with involvement of a Young Driver.
    Rhode Island had lowest percentage of fatal accidents where a Young Driver was involved. We based these
    two to develop a quick scoring formula for each U.S State.

    0.00433% is the highest percentage we came up with

    for these fatal accidents by in Oklahoma.
    number of accidents (155) / Population (3,579,000)

    0.00084% is the lowest percentage we came up with for
    these fatal accidents by in Rhode Island.
    number of accidents (9) / Population (1,068,000)

    Our Grades are based on a curve .00084% representing the best score (100% A)
    and .00433% representing the lowest (0% F)

    US
    State

    ALABAMA
    ALASKA
    ARIZONA
    ARKANSAS
    CALIFORNIA
    COLORADO
    CONNECTICUT
    DELAWARE
    FLORIDA
    GEORGIA
    HAWAII
    IDAHO
    ILLINOIS
    INDIANA
    IOWA
    KANSAS
    KENTUCKY
    LOUISIANA
    MAINE
    MARYLAND
    MASSACHUSETTS
    MICHIGAN
    MINNESOTA
    MISSISSIPPI
    MISSOURI
    MONTANA
    NEBRASKA
    NEVADA
    NEW HAMPSHIRE
    NEW JERSEY
    NEW MEXICO
    NEW YORK
    NORTH CAROLINA
    NORTH DAKOTA
    OHIO
    OKLAHOMA
    OREGON
    PENNSYLVANIA
    RHODE ISLAND
    SOUTH CAROLINA
    SOUTH DAKOTA
    TENNESSEE
    TEXAS
    UTAH
    VERMONT
    VIRGINIA
    WASHINGTON
    WEST VIRGINIA
    WISCONSIN
    WYOMING

    		 Fatalities
    (Young Driver Involved)

    172
    15
    150
    112
    593
    92
    36
    22
    516
    233
    18
    46
    164
    162
    71
    67
    138
    149
    19
    103
    68
    177
    74
    120
    195
    35
    52
    54
    27
    109
    59
    181
    250
    19
    211
    155
    42
    242
    9
    141
    23
    184
    650
    41
    14
    155
    77
    48
    117
    21

    		 2006
    Population Est.

    4,599,000
    670,000
    6,166,000
    2,811,000
    36,458,000
    4,753,000
    3,505,000
    853,000
    18,090,000
    9,364,000
    1,285,000
    1,466,000
    12,832,000
    6,314,000
    2,982,000
    2,764,000
    4,206,000
    4,288,000
    1,322,000
    5,616,000
    6,437,000
    10,096,000
    5,167,000
    2,911,000
    5,843,000
    945,000
    1,768,000
    2,496,000
    1,315,000
    8,725,000
    1,955,000
    19,306,000
    8,857,000
    636,000
    11,478,000
    3,579,000
    3,701,000
    12,441,000
    1,068,000
    4,321,000
    782,000
    6,039,000
    23,508,000
    2,550,000
    624,000
    7,643,000
    6,396,000
    1,818,000
    5,557,000
    515,000

    		 State Grade:
    (Education Encouragement)

    17% F
    60% D
    54% F
    10% F
    77% C
    69% D
    95% A
    50% F
    42% F
    53% F
    84% B
    34% F
    87% B
    51% F
    56% F
    55% F
    30% F
    25% F
    83% B
    72% C
    94% A
    74% C
    83% B
    6% F
    28% F
    18% F
    40% F
    62% D
    65% D
    88% B
    38% F
    97% A
    43% F
    38% F
    71% C
    0% F
    92% A
    68% D
    100% A
    31% F
    40% F
    37% F
    45% F
    78% C
    60% D
    66% D
    90% A
    48% F
    64% D
    7% F

    Low-Insurance.org provides low car insurance quotes by helping shoppers comparison shop several companies for a low cost auto policy. If you would like to compare quotes to save more, begin comparing insurance quotes today. Come check out our next post which will provide some additional car insurance tips on ways to evaluate your auto insurance needs.

    Filed under Auto Insurance, Auto Safety and Security, Insurance Education · Tagged


    Compare Insurance Quotes and Save!










    Comments are closed.