Let’s Continue Improving Our Teen Driving Education and Responsibility
We all understand there’s a risk to putting our Teen behind the wheel. I believe there’s always room for improvement with the implementation of more Driving programs and courses as well as setting certain in-home solutions to help build more responsibility for our Younger Drivers.
Heres one way to help your Teenager become a more responsible young driver. I know one Mother who had 3 teenagers all driving at the same time yet never had to experience a claim during the time they were living at home. She made all three begin saving up for their deductible well before they were old enough to drive. She told them they could have thier Driving priveledges once the full deductible was saved and deposited into her account. Not a bad tactic to use. Once the kids get their own policy they are refunded the deductible. This deposit could also be used to pay for violation fees but the child wouldn’t be able to Drive until the full deductible was back in the account.
Some states have implemented some great Drivers Education programs for Teens.
Other states have adjusted age requirements as well as other laws regarding Teens and driving which has had an impact on these statistics.
We decided to take a closer look at the number of fatal accidents in which a Young driver was involved.
These statistics do not include serious injuries or other non-injury auto accidents, only accidents where a fatality
occured. Where you live determines your rate for many reasons and provided below is one way Insurers may
determine your rates with a young Driver on the Policy.
After reviewing all US states, we’ve determined which states have the highest risk of Young drivers
involved in fatal auto accidents and which state had the lowest risk of fatal accidents where a Young
Driver was involved. These information used is from recorded crash statistics and 2006 population data.
Oklahoma was found to have the highest percentage of fatal accidents with involvement of a Young Driver.
Rhode Island had lowest percentage of fatal accidents where a Young Driver was involved. We based these
two to develop a quick scoring formula for each U.S State.
0.00433% is the highest percentage we came up with
for these fatal accidents by in Oklahoma.
number of accidents (155) / Population (3,579,000)
0.00084% is the lowest percentage we came up with for
these fatal accidents by in Rhode Island.
number of accidents (9) / Population (1,068,000)
Our Grades are based on a curve .00084% representing the best score (100% A)
and .00433% representing the lowest (0% F)
(Young Driver Involved)
Low-Insurance.org provides low car insurance quotes by helping shoppers comparison shop several companies for a low cost auto policy. If you would like to compare quotes to save more, begin comparing insurance quotes today. Come check out our next post which will provide some additional car insurance tips on ways to evaluate your auto insurance needs.