Quality Low Car Insurance, Does It Exist?
Many think that insurance is insurance while others really do want a policy that has sufficient coverage to protect their own savings and assets in the event of a major loss. The truth is, you do not have to pay thousands of dollars for a policy with higher limits.
Most insurance companies will tell you that a decent policy consists of a liability limit of 100/300/100. What this would pay for if negligent in an auto accident is 100/300 thousand for 1 person/all injuries in an accident and the last 100 represent the $100,000 of property damage coverage. This will more than likely protect you if you are negligent in an auto accident consisting of more than 1 other car or a high end automobile.
One of the best ways to get quality car insurance for a low price is by combining multiple lines of coverage with the same company. If you have a boat, a few cars, a couple off-road toys and a home, you can package all of these insurance needs with the same company which will help reduce your overall auto insurance rate significantly.
Also if possible, pay for your policy up front for the year. Most insurance companies today offer annual package policies and when you purchase your policy for a full year you will get a paid in full discount not to mention avoid any rate hikes six months down the road. If you happen to be involved in an accident 2 months after purchasing your policy guess what, your rate is locked in.
It’s most important to maintain low car insurance by avoiding risk. Avoid unnecessary trips after midnight, watch out for fire hazards around the home, drive safe and pay attention to speed limits and always stay alert.
It’s no joke, comparison shopping is one of the most effective ways to get lower car insurance rates regardless of the amount of coverage you need. Whether you need a full package policy with high limits or a simple liability policy, comparing quotes has always been the best way to connect with the right insurance company for all your insurance needs.
Our quote system makes the process easy.
Get a quote if you would like to begin saving more money on your insurance today.