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Low Car Insurance For Young Drivers |
Insurance companies consider Young Drivers a huge risk.
For a driver who has been already marked as a huge risk, is driving a sports car or luxury car the best idea?
The best thing to do is begin showing the insurance companies why they should think of you differently as a younger driver. Get started with driving something basic like a 4 cylinder sedan or something safe – volvos have always been known to be safe vehicles.
It’s also good to go with something that’s a bit older or at least less expensive. The more expensive a loss can cost the insurance company, the more they will charge in premium. If you can find a decent vehicle that’s inexpensive and cheap enough to cover with liability only, your on the right track. The difference between a liability only policy and full coverage can be hundreds a month.
I know this because when I was young my own personal auto insurance policy premium dropped hundreds after paying the car off and dropping my coverage to liability only. The savings was signifcant. In six months I saved over $1,000.
After buying your vehicle or determining which vehicle to let your Teenager drive, the next best thing to do is comparison shop. There are a lot of companies out there willing to insure you for less than what you may be paying now.
Each and every year your situation changes such as marital status, the vehicle you own, the drivers you insure, age, where you live, your job, how many years your driving record has been clean; the reasons why you should be paying less will always be there. Here are some other discount information and ways you can get cheap car insurance.