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When to use comprehensive auto insurance
Posted on June 22, 2008 in Auto Insurance by admin

Comprehensive coverage will pay for any repairs that need to be made to your car in the event of something other than an accident. Storm with golf ball sized hail rips through your town, hopefully you have comprehensive coverage. Sometimes its a toss up whether you want to use this coverage or pay for the damages out of pocket. Sometimes the damages do not exceed your deductible. Recently I had some hoodlum tagg up the drivers side door of my Isuzu with permanant marker. Since the car was’nt expecting to be in any auto shows and wasn’t really worth all that much, instead of paying a $500 comprehensive coverage deductible to get my car door sanded and repainted I took an embarrassing cruise down to the home depot and grabbed some Goo Gone. This stuff worked pretty well. The car is white which probably doesn’t help. There is a faint reminder of the marking in a couple spots only if you look really take a good look. Otherwise it’s hardly noticable.


This stuff ran me about $3 or $4 and saved me from all the hassles of making a claim. If you have the coverage and wan’t to make a claim, by all means go for it. If the car that got marked happened to be new with a pearl white paint job, I probably would of went a different route myself. For all the rest of u, searching for an alternative means to get the problem fixed is also an option.




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