Posted on February 28, 2008 in Health Insurance by adminComments Off

One of the best ways to save on health insurance, of course, staying healthy. Higher risks go hand in hand with higher insurance rates. For smokers, the best thing to do is attempt kicking that habit. I know this is much easier said than done.


My personal story…

Smoking since a freshman year in high school, quitting was no easy task. It took several attempts before quitting all together and thats typical. Each failed attempt made is a great mental preparation for the next attempt. My last successful attempt to quit happened with a visit to my doctor, prescribed pills to help take the edge off, and a month supply of nicotine patches. About the third day into it, my nerves were so stessed I ended up visiting the emergency room with what I thought was chest pains. The pain turned out to be an esophagus disorder, acid reflux, which I’ve never experienced in the past and I’ve never had since.


Article Continued…


Now what benefits come out of this horrible event. A healthier life, lower health insurance rates, the money saved, the list goes on. If your a smoker and plan to quit make a list of benefits to keep with you. If you have a relapse, keep a journal of what caused so you can better prepare for the next time you decide to quit.


The rate differences between smokers and non-smokers is no joke. Blue Cross of Minnesota claims to cut up to 40% off insurance costs for indivdiuals who have not smoked in the last 3 years. Now if you smoke a half a pack a day and pay $150 for your health insurance, after you quit over time you’ll save up to $90 on cigarettes and roughly $65 on health insurance. Thats $155 extra you will have at the end of the month plus what you’ll save on car insurance rates. Yes, auto insurance companies also factor in smoking which is reason enough to keep trying to quit. In time, with the right motivation you will find success.

Posted on February 22, 2008 in Lower Insurance by adminComments Off


We know your time is valuable. Our goal here is to create, not just another insurance blog, but a complete insurance, health and automotive guide. Here you can find tips and information on how to get lower insurance rates. Learn more about insurance coverage, discounts, management and more. Also stay informed with freshly posted automotive and health news, events and information daily.


If you’ve found this resource page in an attempt to get a quote, click the coverage of your choice above to begin a mulitple rate insurance quote for the lowest rates.


When searching for a low insurance, it’s always best to research and learn ways to save before getting enrolled into a program. Within the blog you will find a variety of ways to save more on all your insurance needs. Looking to apply for an insurance quote? One of the best ways to save the most money is by getting a multiple insurance rate quote. Above shows some of the companies who will compete to provide you with the lowest insurance rates possible.

Posted on February 7, 2008 in Auto Events by adminComments Off

Maui Car Show, proudly presented by Low Insurance and Security..There is a Maui Street Rodders Show coming up April 6th, 2008.For this show all cars, trucks and bikes are welcome. There will be food, trophies and a chance to meet many nice people. This is the 3rd annual show of its kind. It will be held at the Lahaina Cannery Mall parking lot..Show Time: Starts at 11:00 a.m.Show will benefit the Lahaina Luna High School.If you found this page in an attempt to find local Maui Auto Insurance quote, you can click the link to compare insurance quotes amongst leading companies in Hawaii..Attending a Maui Car Show can lead to Insurance, Parts and Servicing Discounts. .Sometimes the best place to find automotive discounts is at car shows. If your an auto enthusiast you may also find Club’s interested in the collection of the car you own. There are a few benefits to become involved with a car clubs. The obvious benefit is being able t0 share similar interests with others and making new friends. Being in a car club, a few other benefits that sometimes come along are no-cost towing, discount parts, discount service and much more. With having free towing this is something you can have requested taken off your insurance policy since you already have. Alright, you’re already benefiting from insurance discounts. It always helps financially, not to mention lower your risk of an accident, if you have discount parts and service connections nearby for those times your brake pads or tires are about due for replacement.