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    Hawaii Auto Insurance, Insurance Quotes for Hawaii

    The basic Car Insurance Requirements in Hawaii are as follows:

    Liability Insurance is a minimum requirement and a low cost car insurance option as long as the vehicle is not financed.

    The liability Minimums are 20/40/10 (Bodily Injury and Property Damage)
    20/40/10 Explained:

    The first 20 represents $20,000, the maximum coverage for one person’s injuries, $40,000 for the total coverage for all injuries sustained in one incident and last but not least $10,000 for the property damage maximum coverage amount.

    Hawaii Car Insurance Laws:
    Insurance proof is a requirement at registration and of course after an accident. The First Offense penalty is a $500 fine.

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