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Homeowners insurance rates really do vary from state to state. Some things we cannot change about the risks that come from where we live. However there are risks you can avoid to help reduce your homeowners premium. If you have young teens or young adults living at home, a trampoline may not be a toy you want to keep in the backyard. Toys like this can jump your premiums not too mention put yourself at risk. If the neighbor kids come over and start playing “I dare ya”, do you really want a trampoline around? Here are a few pics I came across and this is just the beginning. You can only imagine how far these stunts may go.

If a claim comes out of this, there will be no more low cost homeowners insurance rates for years to come. Avoiding risk is a pure ingrediant to low cost homeowners insurance.

For lower rates on homeowners insurance try combining a quote with an auto policy. Doing this will indeed lower your auto insurance premium as well. Begin an auto quote here to see how much you can save on an auto/home insurance package.

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