Some drivers at some point decide not to provide accurate driving history information when applying for auto insurance quotes. This can eventually cause major issues in the event of an incident. Although most insurance companies track claims though a National database (the CLUE Report), if one claim slips through the cracks, it can come back to haunt you. If you find yourself needing to file a new claim and the ones you chose not to mention are found, they may deny your new claim, back charge you for a higher insurance or they may just cancel your policy.
Honesty will always work out better for you in the end. No driver want’s to experience a major loss due to the fact they failed to mention a couple tickets on their driving record. This also goes for pre-existing health conditions and health insurance. All insured history information and details are pretty easy to come by for insurance carriers. Honest and accurate information noted on your insurance application will insure that you, your family, beneficiary, home or car will always be covered.