With health coverage, there are a number of factors that can come into play. For some individuals or families, it may be in the shoppers best interest to work with a local Insurance Agent who can assist with questions and concerns regarding their coverage. (more…)
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Shopping for health insurance can be tough seeing that there are so many coverages to choose from. When comparing rates you also need to compare coverage. I decided to visit one of our preferred Independent Insurance Agents from here in Tucson, Arizona. He was great about showing me the best plans to choose from. He made it a point to find me an affordable rate while still keeping focus on the plans available. As I was looking at a few plans offered by United Health Care their were two I noticed that both had the same $5000 deductible, $35 visit copay and 80/20 Coinsurance. One was the Copay Saver which had a premium of about $145. The other was the Copay-Select, same deductible, copay and coinsurance, however this premium was set at $192.00.