With health coverage, there are a number of factors that can come into play.  For some individuals or families, it may be in the shoppers best interest to work with a local Insurance Agent who can assist with questions and concerns regarding their coverage. (more…)

Shopping for health insurance can be tough seeing that there are so many coverages to choose from. When comparing rates you also need to compare coverage. I decided to visit one of our preferred Independent Insurance Agents from here in Tucson, Arizona. He was great about showing me the best plans to choose from. He made it a point to find me an affordable rate while still keeping focus on the plans available. As I was looking at a few plans offered by United Health Care their were two I noticed that both had the same $5000 deductible, $35 visit copay and 80/20 Coinsurance. One was the Copay Saver which had a premium of about $145. The other was the Copay-Select, same deductible, copay and coinsurance, however this premium was set at $192.00.
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