With every change in life you face, make sure to ask yourself, “Am I protected?”. One major focus on this website is to help people, like you and me, maintain financial stability. One way is to help customers save more on insurance costs, hence “low-insurance.org”, and the other way is to make sure the insurance we choose properly protects us from any financial hardship that being uninsured/underinsured can cause. We must remember, Insurance is like our “body armor” to our setbacks in life.

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Example Setback:

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Your son or daughter has been accepted to college. Your thrilled for their success and cosign for them to get a studio apartment just a couple blocks away from the school. One Saturday night comes along and what time is it? Party time. The party gets a little out of control, a fight breaks out and someone’s kid catches a right hook. This puts the kid in the hospital for months. The student must of fell off the balcony or something. A lawsuit follows. Being the parent and the cosigner of the apartment, you find yourself being sued for 80,000. How prepared were you for this battle.

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There are going to be many times in life where it may be wise to determine whether an additional insurance policy is something to look into. Whether you buy a new car, an above ground pool, a collection of rare art or even a territorial dog take a minute and weigh out the risks. Depending on the risk, you may want to consider enrolling into an insurance coverage to protect you financially.