| Type: |
|
|
Iowa Car Insurance Quotes, Iowa Insurance Online
The basic Car Insurance Requirements in Iowa are as follows:
Liability Insurance is a minimum requirement and a low cost car insurance option as long as the vehicle is not financed.
The liability Minimums are 20/40/15 (Bodily Injury and Property Damage)
20/40/15 Explained:
The first 20 represents $20,000, the maximum coverage for one person’s injuries, $40,000 for the total coverage for all injuries sustained in one incident and last but not least $15,000 for the property damage maximum coverage amount.
Iowa Car Insurance Laws:
Insurance proof is a requirement at registration and of course after an accident. The First Offense penalty is License plate removal, impoundment possible.
Iowa Auto Insurance Online
Did you know the population of Indiana in 2006 was estimated to be 2,982,085. With an increasing population, the more risks you will see. Although the state minimum liability limits are 20/40/15 for Iowa car insurance, it may be an good idea to raise these up just a bit to better financially protect yourself in case of a collision. Liability coverage will only pay for the other car, not yours. The 15, as mentioned above, represents $15,000 for property damage done to the other person’s car. Many cars these days a worth well over this amount. Medical expenses can also be very expensive. Although taking the state minimum will help you get a lower rate, consider your future. Raising your limits will not cost all that much more and will better protect you financially. Drive Safe!
