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Illinois Auto Insurance Quotes, Lower Rates
The basic Car Insurance Requirements in Illinois are as follows:
Liability Insurance is a minimum requirement and a low cost car insurance option as long as the vehicle is not financed.
The liability Minimums are 20/40/15 (Bodily Injury and Property Damage)
20/40/15 Explained:
The first 20 represents $20,000, the maximum coverage for one person’s injuries, $40,000 for the total coverage for all injuries sustained in one incident and last but not least $15,000 for the property damage maximum coverage amount.
Low Cost Insurance in Illinois
Here are a few smart saving tips for low cost auto insurance in Illinois. First select a liability coverage that you can feel comfortable with. The more coverage you select, the less chance you will be taken to court for what the insurance company doesn’t pay for. If you crash into an expensive car, will the state minimum liability of $15,000 for property damage be enough?
Instead of selecting low limits, a great way to save more on insurance in Illinois is by comparison shopping, combining policies, going paperless, selecting a higher deductible you can afford and continuously driving safe and staying alert.
Illinois Car Insurance Laws:
Insurance proof is a requirement at registration and of course after an accident. The First Offense penalty is a $500-$1000 fine.
Illinois Auto Insurance Online
The Internet has made it easier than ever for Illinois drivers to shop for auto insurance. By using our website, not only will you stay up to date on the many car insurance discounts available, once you apply for a no-obligation auto insurance quote, you will be able to compare the rates of Top Insurers offering auto insurance within the state of Illinois.
