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Cheap Insurance in Arkansas

Shopping For Arkansas Coverage?

To find the best insurance rates in Arkansas, its best to compare insurance quotes between a variety of insurance agents, brokers and major insurance carriers. We have the quoting tool you need to do all three simultaneously. To begin a comparison quote, enter your zip code above to begin. If you would like to get a quote directly from a local agent, select a nearby city below.

Basic Liability Car Insurance in Arkansas

The basic Car Insurance Requirements in Arkansas are as follows:

Liability Insurance is a minimum requirement and a low cost car insurance option as long as the vehicle is not financed.

The liability Minimums are 25/50/25 (Bodily Injury and Property Damage) 25/50/25 Explained:

The first 25 represents $25,000, the maximum coverage for one person’s injuries, $50,000 for the total coverage for all injuries sustained in one incident and last but not least $25,000 for the property damage maximum coverage amount.

Arkansas Car Insurance Laws:
Insurance proof is a requirement when driving and at registration. The First Offense Penalty is a $250 fine.

When is car insurance proof needed?

Of course proof the state minimum liability auto insurance is needed at all times when driving the vehicle. Proof will also be needed to acquire registration and in the event of transferring a title. It’s best to keep the insurance card and registration together in a convenient place inside the vehicle, not buried beneith a massive stack of paperwork shoved in the glove compartment. I personally keep mine together inside a check wallet within my middle console. This makes it very convenient in the event of being pulled over for a traffic violation. No officer wants to sit and wait for you to dig through paperwork to find your proof of insurance. If this happens, forget the idea of getting off with a warning.

Cheap Health Insurance in Arkansas

We provide you with an easy way to compare health insurance quotes for low cost health insurance in the state of Arkansas. Once you enter your zip and continue we will provide you with two choices. You can quickly retrieve health insurance quote comparisons online or request multiple quotes from licensed agents serving your area. Comparison shopping is one of the most effective ways to save more on insurance.

This information is for Little Rock, Fort Smith, Fayetteville and surrounding communities. The program(s) listed below are available to low-income families in Arkansas

For Low Income Health Insurance in Arkansas we found Arkids First to be a good place to begin. With programs like this you’ll be glad to know your children are covered at an affordable price. Arkids First currently provides health insurance coverage to over 70,000 children.

For more information regarding program eligibility and guidelines visit

Arkansas Insurance Articles and News

Homeowners insurance rates vary from state to state as living in different areas will bring various risks.If you’re on the coast or in tornado alley, rates will be a bit more compared to places with calm weather or less risk.  Insurers also focus in on the side of town you live. If you live in [...]
Author: Cole Sileven
Posted: January 28, 2012, 2:43 pm
We all understand there’s a risk to putting our Teen behind the wheel. I believe there’s always room for improvement with the implementation of more Driving programs and courses as well as setting certain in-home solutions to help build more responsibility for our Younger Drivers. Heres one way to help your Teenager become a more [...]
Author: Cole Sileven
Posted: April 13, 2010, 12:17 am
  It’s not easy to earn a living, pay the mortgage or sometimes even put food on the table. The cost of living shouldn’t have to be any higher or harder to obtain than it already is. Many of us are living paycheck to paycheck. With these things in mind, taking care of our financial [...]
Author: Cole Sileven
Posted: February 26, 2009, 11:01 pm